[Archived] Pet Insurance

[LeChuck]

This isn't going to be a great topic of debate, it is really just a quick question.

I'm looking into getting pet insurance for our cat, are there any that don't tie you in to long-term deals? i.e. can you go on a month-to-month basis and cancel at any time?

[Clitherover]

I insured my 2 year old Labrador Retriever with Tesco Insurance paying about £8.50 a month for it, and i think you can cancel it after the first month if u want, did a price comparison check and it was by far the cheapest, (you might want to check other sites if you want a higher price on what they'll pay for vet bills etc. though). if you do it online with Tesco you get 20% discount an all.

Here's a direct link to the site for you.

[colin]

Just put the bugger to sleep when it gets ill.

The vet will skin you for every penny you have and you'll still have a dead animal on your hands after 12 months and a bank balance-lightening exercise.

Get the doggy injection and another cute puppy from the lost dogs/cats home.

[thenodrog]

Just put the bugger to sleep when it gets ill.

The vet will skin you for every penny you have and you'll still have a dead animal on your hands after 12 months and a bank balance-lightening exercise.

Get the doggy injection and another cute puppy from the lost dogs/cats home.

It's not often I agree with you Colin but I agree.

[Sparky Marky]

We find Pet Plan to be good...they keep paying out when my dirty bugger cat comes back with systitis...

[LeChuck]

I insured my 2 year old Labrador Retriever with Tesco Insurance paying about £8.50 a month for it, and i think you can cancel it after the first month if u want, did a price comparison check and it was by far the cheapest, (you might want to check other sites if you want a higher price on what they'll pay for vet bills etc. though). if you do it online with Tesco you get 20% discount an all.

Here's a direct link to the site for you.

Cheers Ben, I'm just about to fire up a quote now.

We find Pet Plan to be good...they keep paying out when my dirty bugger cat comes back with systitis...

I'll have a look these too.

Do either of you happen to know how the excess fee works with these? I've only just found out what these are, the cheapest I've been able to find is £50...hardly seems worth paying that for smaller claims.

At times I'd be quite happy to take Colin's and theno's route, but the cat is my girlfriends and I don't think she'd be overly happy about it.

[Clitherover]

Do either of you happen to know how the excess fee works with these? I've only just found out what these are, the cheapest I've been able to find is £50...hardly seems worth paying that for smaller claims.

I think £50 seems to be the excess price with most, haven't seen cheaper.

Saw an advert for a company on telly today which gives cat insurance from £6 a month and you get a few months free, but i can't for the life of me remember which company it was, maybe direct line...?

[ABBEY]

Cheers Ben, I'm just about to fire up a quote now.

I'll have a look these too.

Do either of you happen to know how the excess fee works with these? I've only just found out what these are, the cheapest I've been able to find is £50...hardly seems worth paying that for smaller claims.

At times I'd be quite happy to take Colin's and theno's route, but the cat is my girlfriends and I don't think she'd be overly happy about it.

does your gf know your discussing her pussy online?

we just gone with petplan for our cocker pup,they looked best.

[American]

We're looking closest as Sainsbury's plan.

[Hannah]

I have fostered a cat. It's a scheme that I found in Coventry and you basically look after an abandoned cat for this group and they pay for the food and litter. Whilst you are looking after it, they put it on a website for people who want to adopt a cat and what is meant to happen is that someone comes and meets your cat and wants to adopt it! 4 months down the line and no one has shown any interest in her what so ever! The bonus is that they pick up any vet bills!!!

[sparkspakespoke]

Just to give you a heads up from someone who works for a pet insurance company, stay away from the supermarket policies.

While almost all providers will now cover the life of the animal the cheap and cheerfull ones will not cover the life of a condition they all have an inbuilt cut off point normall around 2-3k. I know that sounds like a lot but if yousider your pet gets run over or a form of cancer then treatment may run for years and bear in mind one xray alone can cost up to £300.

Good providers that will covert he life of a pet and a condition are Petplan, Pet protect,Animal care(linked with the pet micro chipping company) and Petpals. Do watch out for polcies that have a percentage exess as well as a fixed ammount as quite a few of the supermarkets do.

[Sparky Marky]

[Do either of you happen to know how the excess fee works with these? I've only just found out what these are, the cheapest I've been able to find is £50...hardly seems worth paying that for smaller claims.

At times I'd be quite happy to take Colin's and theno's route, but the cat is my girlfriends and I don't think she'd be overly happy about it.

Yes, but even the smallest of problems can become hundreds of pounds....most of the time the vet can't find out whats wrong, so they send for x-rays,blood test, anti biotics etc etc.....before you know it ur looking at £350 for a bloody sprained ankle.....£50 excess is nowt.

Pet plan mate

[T4E]

We find Pet Plan to be good...they keep paying out when my dirty bugger cat comes back with systitis... <img src="http://www.brfcs.co.uk/mb/public/style_emoticons/<#EMO_DIR#>/sleep.gif" style="vertical-align:middle" emoid="" border="0" alt="sleep.gif" />

I repped you for that one.

[colin]

Just to expand my earlier post...

I worked with a woman who spent lord knows how many hundreds of pounds, when one of her cats got cancer, on a course of chemotheraphy for it. Of course the poor cat died in the end after weeks of pain and suffering.

The rest of us at the workplace also had weeks of suffering listening to her describe how much time and money she was spending on making that poor cat suffer some more. No one actually said " For F****s sake, put it down."

So there's obviously a balance here between

(1)Sentimental attachment to a pet (which is understandable.)

(2)Hard cold realism that a pet is dying and needs to be put down

(3)Some vets who "appear" to want to take money off people to prolong hope of pet owners.

And I'm agreement with Gordon on this one. Get another puppy or kitten and stop prolonging the life of a suffering animal.

[Big Fat Sam]

We find Pet Plan to be good...they keep paying out when my dirty bugger cat comes back with systitis... <img src="http://www.brfcs.co.uk/mb/public/style_emoticons/<#EMO_DIR#>/sleep.gif" style="vertical-align:middle" emoid="" border="0" alt="sleep.gif" />

Best by far.

Our old dog had diabetes they helped pay for that and when she had a stroke twice as well. No qualms no issues they just paid if only they did car insurance.