Yes to both - the idea of going up, being sold AND having to effectively buy a full squad (as I'm not sure any of ours would be good enough) - absolutely terrifies me and stinks of "straight back down". If that was to happen I don't think I'd find much fun getting tonked most weeks by the worlds best players.
At this stage of the season I would be setting targets for each game - Ipswich, Southampton and Leeds in my opinion, will beat us 99/100 times at the moment. So I would prioritise goal difference in those games and instead would target getting a minimum of 6 points from Sunderland, Bristol and Sheff Weds. Which I think would be enough to keep us up.