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Modi

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Posts posted by Modi

  1. Doubt he will sign it knowing that if he sits tight he will be a Liverpool player soon enough, with a nice signing-on fee and good wages too.

    It'll be nice to proved wrong though...

    Not necessarily. Perhaps Liverpool saw him as available and a quick fix for their injury woes. Nothing to suggest they'll be back in again for him in January when their current defensive problems should be resolved and they might have their sights on someone else who has become available.

  2. So its definatly not going to be shown on tv at all then?

    Its a long shot but doesnt Channel 5 get UEFA cup games early on in the rounds? i'm sure that Boltons first round games were on there last year, might be mistaken though.

    Channel 5 are showing two games, Newcastle and Spurs.

  3. Slightly off topic, but can anyone make a recommendation of where to watch Wednesday's match in the Centre of the Universe (ie Chorley, specifically Astley Village)?

    I'm over here for a week looking after my parents cats - exciting life I lead - and they don't have Sky Sports.

    It's been many a year since I last went into Chorley town centre drinking, and wouldn't know where to avoid and where is good. Ideally would like a fairly non-smokey pub, buit beggars can't be choosers. Had thought of going to Blues Bar but that would mean a fairly hefty taxi fee back, or limited alcohol.

  4. The Nelsen interview on RoversWorld is extremely uplifting and positive. He clearly wants to be here, thinks Rovers are going in the right direction and genuinely feels we are capable of winning something.

    It's obvious Hughesy is motivating and inspiring the team to great things.

  5. I'm totally apathetic with regards Bert.

    If he stays, he's not that bad a player and we need to have a reasonably sized squad if we want to take Europe remotely seriously. We won't get a much better player for £1m

    If he goes, then he'd be no great loss and there's probably players who can do a squad role just as well. Might cost a bit more than £1m but would probably be on lower wages, so cost neutral.

    Can't think of any other player I am so unbothered about.

  6. Well, considering 1) that the referee didn't hesitate to book 2 New Zealanders in the game and 2) he saw the incident, I'd guess that it wasn't a poke in the eye and yet again we're hearing the the ravings of the paranoid Todd-haters which should just be ignored. They've been jumping on any bandwagon to diss him since he argued with their love.

    I was the one who brought up the Todd finger-in-the-eye incident, and I'm anything but a Todd hater. Indeed, on another forum my user name is AndyToddDemiGod.

    I await your apology. ;)

  7. Did anyone see if Todd actually made contact with his two finger prod toward's the Kiwi's eyes yesterday?

    The New Zealander certainly went down as if he had, and Todd did go and chat with him as they walked off at half time. Strange that Todd was substituted at half time - maybe Hughes saw the incident and brought him off because of it.

  8. The reason for being charged is completely irrelevant, but what is clear is that finally the banks are being held accountable for making ludicrous charges for going 1p over drawn. If I go over drawn by a penny they charge me £39, well not anymore….

    I’m personally aware of 12 people who have had their claims paid in full and none were ‘High profile cases’. Six claimed over £1000 and one person claimed £3400. I doubt the other poster on this thread was a 'high profile case' either.

    May I suggest you look into things a little more carefully before saying its 'Utter nonsense' and 'complete twaddle'.

    The 'utter nonsense' comment was directed at the assertion that you seem to be saying everyone can get everything back. Maybe those who frequent that noble website you have found are getting a lot back, but do you really believe that everyone who has ever had a bank charge is going to get everything back?

    And to be honest, it's not irrelevant as to why charges are levied. If I went into Sainsburys, loaded up with a 12 pack of beer and only had enough cash for a bottle of milk, somehow I don't think I'd be able to walk out of the store. Why if you have £100 in your account and you spend £200 should you feel that you should get away with it?

    Yes, there are some stupid situations witha few pence here and there, but the fact is the vast majority of fees are incurred for one of the three reasons I mentioned earlier.

    Oh, and any thoughts on the free banking issue?

  9. May I suggest you take a look at the website I’ve added and you'll find that not 1 person has so far failed to get a full refund Modi. The Halifax alone has paid out over 350k to 303 people who have filled in the survey on the site.

    I've got £302 to claim and have been offered £150, I’ve turned that down and have now started court proceedings and I guarantee I’ll be paid out in full in the next 4wks. Debs has claimed back almost 2k and is waiting for their first offer. My mate has been paid out, £1900 on 2 accounts so don't tell me its a load of twaddle.

    Unfortunately, I will tell you it is a load of twaddle. You might disagree but that's your choice.

    The figures are, I am assuming submitted by the poor saps who register for the site? And they are really going to be honest with saying they've managed to get £7.50 refunded out of a few hundred quid? Of course they are not.

    Yes, there will be some high profile cases that are totally ludicrous and have lead to some poor souls racking up hundreds of pounds of charges... but to suggest everyone can get everything back is utter nonsense.

    Mind you it beggars the question why are people getting so many charges anyway? Is it that they are spending money they don't have, or haven't arranged an overdraft, are simply incompetent when it comes to finances or that the bank is screwing them?

    The latter might be the end result, but it only comes from one or more of the first three reasons. No one gets charged if they follow three simple rules - be sensible, spend what you can afford, and if you need some help get in touch early enough to sort things out. Where's theres genuine bank errors or fraud or similar refunds ain't an issue.

    However, there is an argument that those who go overdrawn, rack up fees etc are subsidising those of us who never go overdrawn or rack up fees. Hence the growing concern that 'free banking' might come to an end in the not too distant future. Still, if everyone gets a quarterly £25 processing fee levied to their account, charged £1 per cheque, and 50p for each switch transaction, and each withdrawal a 1% handling fee, everyone will no doubt be overjoyed that it's now a fair system.

    PS Best of luck with your claims.

  10. I'm sure some of you will be aware that a case was won some months back that has thrown the whole bank charge regime in to chaos and thousands of people have successfully claimed these charges back. The reason you can claim them back is because its been classed as unlawful in terms of the amount the bank/Credit card company charges you for going over drawn of writing to you to inform you your cc payments is late etc etc.

    Not one person has failed in getting their money back so far but eventually the banks/cc companies will have to fight this so get your arses into gear or you may miss out. You can claim for the last 6yrs and the following website has letter templates and numerous case studies and tips to help you along your way.

    http://www.consumeractiongroup.co.uk/forum/

    I think you'll find that this is a lot of hype, and the idea that "not one person has failed to get their money back" is a load of twaddle. There's been a few genuine cases which have been won on technicalities, but wholescale refunds have not and will not happen.

    However, if you want to try, feel free. ;)

  11. There's two recurring nightmares I have, and when I mean recurring, they pop up maybe a couple of times a year.

    First one is I dream that I've not done the homework due for the next day, or totally forgotten to revise for the exam the following morning. Please bear in mind I'm 37 and last proper exams I did were at University in 1990!

    The other one is that I am looking after my parents house whilst they are away, and I totally forget to feed their cats for a week. Thankfully the cats always survive due to them being pretty independent animals, but the panic and worry that their non-feeding generates...

    I guess both are variations on a theme that I am worried I'll forget to do something important, but when I have them I can't ever recall being particularly concerned about anything in the real world.

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