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Colin Hendry

john.leigh
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Gav

Gav

Posted
Posted

If they had really sat down and looked at his IVA proposal

Well thats his first mistake taking out an IVA!

Why pay a bleedin solicitor to talk to his creditors, they charge thousands for the privilege, when he can ring them himself and cut out the leach?

Sad state of affairs indeed.

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Mattyblue
Mattyblue

T’was only in jest! Bloody hell you bash one and they all limp!  

blueboy3333
blueboy3333

We need that 'laughter' emoji back as soon as possible. 

K-Hod
K-Hod

Whatever anyone thinks of him, he's living in my 'hood nowadays and I saw him walking his dog yesterday..... He's often in The Alma on a Saturday and I seem to be the only one that's still not ha

Stuart World Cup

Stuart

Posted
Posted

Well thats his first mistake taking out an IVA!

Why pay a bleedin solicitor to talk to his creditors, they charge thousands for the privilege, when he can ring them himself and cut out the leach?

Sad state of affairs indeed.

I'm guessing because solicitors know how best to work the system how the law works so that people can avoid having to pay their bills reduce their liabilities.

By the sounds of things the process works!

Gav

Gav

Posted
Posted

I'm guessing because solicitors know how best to work the system how the law works so that people can avoid having to pay their bills reduce their liabilities.

By the sounds of things the process works!

I have nothing to do with debt or debt collectors, solicitors or IVA's, but simply you ignore your creditors and they come after you, you ring them and offer to pay they don’t, why pay thousands to a solicitor to make that call?

Lack of knowledge or madness?

Jock Champions League

Jock

Posted
Posted

I'll not worry about Hendry's finances. He should be a real man and pay back that family what he can afford every year until the debt is paid.

Gav

Gav

Posted
Posted

I'll not worry about Hendry's finances. He should be a real man and pay back that family what he can afford every year until the debt is paid.

:tu:

Stuart World Cup

Stuart

Posted
Posted

I have nothing to do with debt or debt collectors, solicitors or IVA's, but simply you ignore your creditors and they come after you, you ring them and offer to pay they don’t, why pay thousands to a solicitor to make that call?

Lack of knowledge or madness?

I'm not expert either but, making the obvious assumption that there would naturally be communications prior to any bankrupcy decision, here's a hypothetical scenario:

Borrower: Hi I can't pay back the £10,000 I loaned from you, would you take a cheque for £5.34 and half a tube of toothpaste?

Lender: No, I'll have the £10,000 - thanks all the same.

Borrower: Well, here's the thing. It's the £5.34 and the toothpaste - or nothing.

Lender: I'll see you in court.

At this point the borrower will either get, or direct an existing solicitor involved.

I fully agree with Jock though, and given your thumbs up, assume you are playing devil's advocate.

Jock Champions League

Jock

Posted
Posted

Fancy talking to an ex-player who said 'Kean should be sacked but he cant say that to the media because he's skint' Then reading that he's told the press that Kean is doing a great job.

Gav

Gav

Posted
Posted

I'm not expert either but, making the obvious assumption that there would naturally be communications prior to any bankrupcy decision, here's a hypothetical scenario:

Borrower: Hi I can't pay back the £10,000 I loaned from you, would you take a cheque for £5.34 and half a tube of toothpaste?

Lender: No, I'll have the £10,000 - thanks all the same.

Borrower: Well, here's the thing. It's the £5.34 and the toothpaste - or nothing.

Lender: I'll see you in court.

At this point the borrower will either get, or direct an existing solicitor involved.

I fully agree with Jock though, and given your thumbs up, assume you are playing devil's advocate.

Judge - How much can you afford to pay

Borrower - Please see my income and expenditure form

Judge - The borrower can afford to pay a cheque for £5.34 and half a tube of toothpaste

Lender - Ok then the law states I cannot claim more than the borrow can realistically afford to pay

No need for a solicitor at £50 an hour and taking 5% of the total debt as commission for dealing with the lender!

You do the maths

Stuart World Cup

Stuart

Posted
Posted

Lender - Ok then the law states I cannot claim more than the borrow can realistically afford to pay

Is that factual? And given that it's suggested on the website that he's is still drawing a tidy pension, does that seem obvious to a layman that he could claim poverty as a defence. I'd suggest a solicitor would know the ins and outs of this - which is why they can charge what they do.

Also, it's probably also likely that the law states you can't borrow more than you can realistically afford to pay back. Hence why he had to his friend to help.

Which is where I came in originally: Don't lend money to your mates.

Gav

Gav

Posted
Posted (edited)

Is that factual? And given that it's suggested on the website that he's is still drawing a tidy pension, does that seem obvious to a layman that he could claim poverty as a defence. I'd suggest a solicitor would know the ins and outs of this - which is why they can charge what they do.

Also, it's probably also likely that the law states you can't borrow more than you can realistically afford to pay back. Hence why he had to his friend to help.

Which is where I came in originally: Don't lend money to your mates.

Not sticking up for Hendry at all and his situation is different to most...

But an IVA for a layman isn't the way to go, if anyone is thinking of taking out such a policy please PM me first, complete rip off in most circumstances, why pay money to a brief when that cash should be paying your creditors???

Edited by GAV
perthblue02 World Cup

perthblue02

Posted
Posted

Is that factual? And given that it's suggested on the website that he's is still drawing a tidy pension, does that seem obvious to a layman that he could claim poverty as a defence. I'd suggest a solicitor would know the ins and outs of this - which is why they can charge what they do.

Also, it's probably also likely that the law states you can't borrow more than you can realistically afford to pay back. Hence why he had to his friend to help.

Which is where I came in originally: Don't lend money to your mates.

or Venky's :)

Stuart World Cup

Stuart

Posted
Posted

Not sticking up for Hendry at all and his situation is different to most...

But an IVA for a layman isn't the way to go, if anyone is thinking of taking out such a policy please PM me first, complete rip off in most circumstances, why pay money to a brief when that cash should be paying your creditors???

:lol: A solicitor out of t'Yellow Pages or 'GAV' off of BRFCS - you can see why some ignorami would go for the former. :rolleyes:

It's a good point you make though! ;)

Baz World Cup

Baz

Posted
Posted

Not sticking up for Hendry at all and his situation is different to most...

But an IVA for a layman isn't the way to go, if anyone is thinking of taking out such a policy please PM me first, complete rip off in most circumstances, why pay money to a brief when that cash should be paying your creditors???

Agreed on the solicitor / creditor front Gav, but the IVA specialists are much better salesmen than solicitors. I'd recommend your local Citizens Advice Bureau for those with debt problems, or any such free organisations.

Gav

Gav

Posted
Posted

:lol: A solicitor out of t'Yellow Pages or 'GAV' off of BRFCS - you can see why some ignorami would go for the former. :rolleyes:

It's a good point you make though! ;)

I've said enough on the subject :tu:

waggy Champions League

waggy

Posted
Posted

Wasn't there 'personal reasons' behind his move to Rangers?

:rover: I MET HIM IN ST TROPEZ DURING THE WORLD CUP 1998,HE TOLD ME HOW MUCH HE AND OTHER SENIOR PLAYERS HATED WOY :blink::brfcsmilie:

Mike Graham World Cup

Mike Graham

Posted
Posted (edited)

Just seen him on BBC news saying that the protestors 'are in the minority' and that Kean has handled himself with dignity. What a legend :angry:

Must have had a wad off the Venky's to come out with that sh!te.

Get a grip Big Col, you are tarnished.

Would he fork out for a Season Ticket, or borrow the money for one from some bloke down a local St Annes betting office.

Edited by preston blue
  • 6 years later...
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K-Hod World Cup

K-Hod

Posted
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Posted

Whatever anyone thinks of him, he's living in my 'hood nowadays and I saw him walking his dog yesterday.....

He's often in The Alma on a Saturday and I seem to be the only one that's still not had a photo op with him! (He was in the stocks at said pub for a fundraiser in July).

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