Herbie6590

This raises many interesting questions…👀

Rovers commentary from yours truly…

Yes. Given Cantwell’s history, his injury record with us & our desperation to lower the wage bill, simply moving him on would be seen as a victory by SP & RG I fear. We shouldn’t expect a cash windfall.

I’d be surprised if someone would pay good money for him TBH.

Your BRFCS POTM is Ryoya Morishita MOTM template.mp4

I haven’t been to RedBrick Mill for a while…gives me an excuse 😁

My thoughts… https://www.brfcs.com/articles/500-words-on-rain-and-the-pennines

On the plus side, rarely have I felt as well-informed about drainage, so there is that…👀

A suspended sentence might be in order…

please do - I was chatting with Ryan Hildred & Jonathan Secker 👍

There were plenty in the BBE

Second of the season (so far…) MOTM template.mp4

It’s a classic tax planning technique…but VLL isn’t profitable so not sure how much manipulation is realistically possible. 🤷‍♂️ Overdraft is relatively easy to window-dress as for instance debtors can be pressured to pay up in the run up to the accounting year end, credit taken can increase (keeping cash in the bank) etc. I seem to recall sometime, somewhere reading that football clubs are encouraged have to have a June 30th year end for regulatory/reporting consistency… Venky’s India has a March 31st y/e so that makes consolidation easier at that level.

See above…👆😉

The overdraft figure in the accounts is at a single point in time (the date the accounts closed- 31/3/25) - it doesn’t break down how many days at what ever level of usage. You could take the interest charge paid from the P&L (c.£2m) , the interest rate charged (say 7% - Base Plus Margin) & calculate the average balance… So c.£2m paid in interest for the year at say 7% implies a £28.5m average balance through the period for example.

This is me…the significant cost of travel & a ticket…the investment of travel time…especially when it’s on TV & nobody in the owners/exec group really seems to care makes it all too easy to not bother. I’m not sure at this point I’ll ever recover the enthusiasm I once had…I suspect I’m not alone.

Possibly yes…I guess you could argue that if they put us in admin they’d truly be beyond caring about any collateral damage & at least one relegation would be assured. There’s no getting away from the fact that Rovers have League One income but a Championship cost base. If I was tasked with running Rovers to break even then I’d be warning the fans to expect League Two football…

2.17% over base on an unsecured overdraft is pretty competitive TBH.

Similar yes…an extract from “Let’s Parlez Franglais Avec Rudy et Valerien” 😁

On average…at some points during the year presumably we were >+45 👀

Number of employees…

I’ve reserved the right to ask for a Porsche for Christmas 😉